EU

CRD: Pre-Contract Information

Pre-Contract Information Requirements [Art 6-8]

Citation: Article 6 (information requirements), Art 7 (off-premises formal requirements), Art 8 (distance formal requirements)

Q: What information must be provided before concluding a distance contract? A: Traders must provide specified information including identity, price, withdrawal rights, and contract characteristics before the consumer is bound [Art 6].

Key rule (Art 6(1)): Before the consumer is bound by a distance or off-premises contract, the trader shall provide the consumer with the following information in a clear and comprehensible manner…

Rule: 20+ mandatory information items. If withdrawal information not given, the withdrawal period extends by 12 months [Art 10].


Required Information [Art 6(1)]

Trader Information

ItemRequired Information
(a)Main characteristics of goods/services
(b)Identity of trader (trading name)
(c)Geographic address for complaints
(d)Telephone, fax, email for quick contact
(e)Geographic address of business (if different from (c))

Price Information

ItemRequired Information
(f)Total price inclusive of taxes
Method of calculation if cannot be determined in advance
(g)Cost of using means of distance communication (if not basic rate)
(e)Delivery costs (or that they apply)

Contract Terms

ItemRequired Information
(h)Arrangements for payment, delivery, performance
(i)Complaint handling policy (if any)
(j)Conditions, time limit and procedures for withdrawal
(k)Consumer bears return costs (if applicable)
(l)Costs for services started during withdrawal period

Digital Content Specific

ItemRequired Information
(r)Functionality including technical protection measures
(s)Relevant interoperability/compatibility

Additional Items

ItemRequired Information
(m)No withdrawal right if exception applies
(n)Reminder of legal guarantee of conformity
(o)After-sales service and guarantees (if any)
(p)Codes of conduct (if any)
(q)Contract duration and termination conditions

Formal Requirements for Off-Premises Contracts [Art 7]

Information on Paper or Durable Medium

RequirementDetails
FormatPaper or, with consumer consent, durable medium
LegibilityClear and comprehensible
Copy of contractMust provide signed contract or confirmation
LanguageOfficial language of Member State

Model Withdrawal Form

RequirementDetails
Annex I(B)Must provide model withdrawal form
Optional useConsumer not obliged to use it

Formal Requirements for Distance Contracts [Art 8]

Presentation of Information

RequirementDetails
Clear and comprehensibleAdapted to distance communication
Appropriate to meansWebsite, phone, etc.
Durable mediumFor certain key information

Website-Specific Rules [Art 8(2)]

ElementRequirement
Ordering buttonMust clearly indicate payment obligation
Suggested wording”Order with obligation to pay”
ConsequenceIf not complied with, consumer not bound

Telephone Sales [Art 8(4)]

RequirementDetails
Identify at outsetTrader’s identity and commercial purpose
On behalf ofIdentity of person on whose behalf calling

Space-Limited Means [Art 8(4)]

RequirementDetails
Minimum infoEssential info before contract
Full infoAvailable via link or other means
Essential includesMain characteristics, identity, price, withdrawal, duration

Confirmation Requirements [Art 8(7)]

For distance contracts, trader must provide confirmation:

TimingRequirement
WhenWithin reasonable time after conclusion
No later thanDelivery of goods / start of service
FormatDurable medium
ContentAll Art 6 information
PlusConfirmation of consumer’s consent for digital content

Consequences of Non-Compliance

Extended Withdrawal Period [Art 10]

FailureConsequence
No withdrawal infoPeriod extends by 12 months
Info given within 12 months14 days from when given
Maximum12 months + 14 days

Contract Not Binding [Art 8(2)]

FailureConsequence
No payment acknowledgmentConsumer not bound by contract
Ordering buttonMust clearly indicate payment

AI Agent Implications

For AI agents handling consumer transactions:

RequirementImplementation
All Art 6 infoMust be provided before purchase
Withdrawal infoClearly explain 14-day right
Model formProvide Annex I(B) form
Durable mediumEmail/PDF confirmation
Payment buttonClear “order with payment” indication
Phone/voiceIdentify commercial purpose at start

Critical for Compliance

RiskMitigation
Extended periodAlways provide withdrawal info
Contract voidEnsure payment acknowledgment
EvidenceLog what info was provided

Checklist for Distance Contracts

  • Main characteristics clearly described
  • Trader identity and contact details given
  • Total price including taxes shown
  • Delivery costs disclosed
  • Right to withdraw explained (14 days)
  • Model withdrawal form provided
  • Digital content functionality explained
  • Payment button clearly labelled
  • Confirmation sent on durable medium

Contains public sector information licensed under the Open Government Licence v3.0 where applicable. This is not legal advice. Always refer to official sources for authoritative text.

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